Our criteria
To be eligible for a personal loan from us, you must:
Be over 18 years of age
Have a stable job for a minimum of 2 months
Receive regular pay deposited directly into a Canadian bank account
*We do accept clients who are paid by cheques with certain conditions
*Please note that social assistance is not eligible for a loan
No credit checks will be done
Do you meet our criteria? If you don’t want to apply via IBV, gather all the required documents and apply online now!
Required documents (if not using IBV)
A recent pay stub
A recent bank statement
A valid Canadian ID card with picture
A void check
*You can send your document by email using .PDF format for digitalized documents or take picture of your documents and send them to us in image format (.JPEG, .PNG)
* Meetings are not necessary. However, provided that you satisfy all the conditions, you must furnish a photocopy of the listed documents and send back a signed copy of the contract that was sent to you by one of our agents (via fax or email) to obtain your payday loan, irrespective of your poor credit rating.